Process
Simple, transparent, fast.
Four steps from unpaid invoices to working capital in your account.
Submit your invoices
Share your outstanding invoices from creditworthy customers. We'll review them and your customer's credit profile — not just your own.
Receive 70–85% advance
Once approved, we advance the majority of the invoice value — typically within 2 business days. You get cash to cover payroll, materials, and operations immediately.
Your customer pays the invoice
Your customer pays the invoice on their normal payment schedule. Nothing changes for them — they simply direct payment to a designated account.
Remaining balance released
When payment clears, we release the remaining balance to you, minus a small factoring fee. The process repeats as you submit new invoices.
Common questions
What size facilities do you offer?
We provide factoring facilities ranging from $50,000 to $750,000, with capacity up to $2M in select cases.
How quickly can I get funded?
Initial approval can happen in as little as 48 hours. Once set up, individual advances typically fund within 1–2 business days.
Do my customers know I'm factoring?
Your customers will be notified to direct payments to a designated account. We handle this professionally and it's standard practice in most B2B industries.
What does it cost?
Factoring fees vary based on your invoice volume, customer credit quality, and payment terms. We'll provide transparent pricing with no hidden fees.